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Travel Benefits Guide 2026
Here's exactly what you get โ and what you don't โ when you use the The World of Hyatt Credit Card for travel.
This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.
No Global Entry or TSA PreCheck credit on this card.
If your trip is delayed by 12+ hours, you're covered for up to $500/person in expenses.
Covers: meals, lodging, toiletries, medication, personal use items
Up to $500 per ticket for delays of 12+ hours or delays requiring an overnight stay. Must book travel with this card.
Must book travel with this card. Keep all receipts for reimbursement.
Reimburses up to $5,000/person (max $10,000/trip) if you must cancel or cut short your trip.
Covered reasons: accidental bodily injury, illness, severe weather, jury duty, change in military orders
Covers non-refundable prepaid travel expenses. Maximum $10,000 per trip, $20,000 per account per 12 months.
Lost/stolen/damaged baggage: Up to $3,000/person
Checked bags: up to $2,000 | Carry-on: up to $3,000
High-risk items (electronics, jewelry) limited to $500 per item.
Delayed baggage: Up to $100/person after 6+ hours. Covers clothing, toiletries, other personal items.
โ Emergency evacuation coordination covered (transportation costs covered).
Travel and Emergency Assistance Services: 24/7 referral coordination for medical emergencies, legal assistance, and evacuation. Actual costs of transportation and services are cardholder's responsibility.
โ Primary coverage โ this means you do NOT need to file with your personal auto insurance first. You can decline the collision damage waiver (CDW) at the counter and save $10โ30/day.
Coverage amount: Up to $75,000
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: Most countries worldwide (some exclusions apply).
Primary rental car coverage โ no need to file with personal auto insurance first. Save $10โ30/day by declining the CDW at the counter. Covers vehicles up to 31 consecutive days.
Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.
Browse travel health guides by country →โ No foreign transaction fees โ use this card internationally without paying an extra 2โ3% on every purchase.
Hyatt loyalists who want Discoverist status, free anniversary nights, and primary rental car coverage โ World of Hyatt points are among the most valuable hotel points available
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