๐Ÿ’ณ Chase ยท Visa Signature

The World of Hyatt Credit Card

Travel Benefits Guide 2026

$95
Annual Fee
โŒ
Lounge Access
Primary
Rental Coverage
None
Foreign Tx Fee

๐Ÿ“Œ At a Glance: Top Travel Perks

Travel Benefits Breakdown

Here's exactly what you get โ€” and what you don't โ€” when you use the The World of Hyatt Credit Card for travel.

โœˆ๏ธ Lounge Access

This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.

๐Ÿ›‚ Global Entry / TSA PreCheck Credit

No Global Entry or TSA PreCheck credit on this card.

โฑ๏ธ Trip Delay Insurance

If your trip is delayed by 12+ hours, you're covered for up to $500/person in expenses.

Covers: meals, lodging, toiletries, medication, personal use items

Up to $500 per ticket for delays of 12+ hours or delays requiring an overnight stay. Must book travel with this card.

Must book travel with this card. Keep all receipts for reimbursement.

๐Ÿšซ Trip Cancellation & Interruption

Reimburses up to $5,000/person (max $10,000/trip) if you must cancel or cut short your trip.

Covered reasons: accidental bodily injury, illness, severe weather, jury duty, change in military orders

Covers non-refundable prepaid travel expenses. Maximum $10,000 per trip, $20,000 per account per 12 months.

๐Ÿงณ Baggage Insurance

Lost/stolen/damaged baggage: Up to $3,000/person

Checked bags: up to $2,000 | Carry-on: up to $3,000

High-risk items (electronics, jewelry) limited to $500 per item.

Delayed baggage: Up to $100/person after 6+ hours. Covers clothing, toiletries, other personal items.

๐Ÿฅ Emergency Medical & Evacuation

โœ… Emergency evacuation coordination covered (transportation costs covered).

Travel and Emergency Assistance Services: 24/7 referral coordination for medical emergencies, legal assistance, and evacuation. Actual costs of transportation and services are cardholder's responsibility.

๐Ÿš— Rental Car Insurance

โœ… Primary coverage โ€” this means you do NOT need to file with your personal auto insurance first. You can decline the collision damage waiver (CDW) at the counter and save $10โ€“30/day.

Coverage amount: Up to $75,000

Covers: collision damage, theft

Excludes: liability, personal injury

Eligible countries: Most countries worldwide (some exclusions apply).

Primary rental car coverage โ€” no need to file with personal auto insurance first. Save $10โ€“30/day by declining the CDW at the counter. Covers vehicles up to 31 consecutive days.

๐Ÿ’ก Credit card travel insurance has limits

Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.

Browse travel health guides by country →

๐ŸŒ Foreign Transaction Fees

โœ… No foreign transaction fees โ€” use this card internationally without paying an extra 2โ€“3% on every purchase.

๐Ÿ’ฐ Annual Credits & Perks

Rewards Structure

1x World of Hyatt point per $1
Base rate on all purchases
4x at Hyatt hotels worldwide; 2x on airlines, local transit, and commuting
Travel purchases
2x at restaurants, cafes, and coffee shops
Dining
2x
Fitness club and gym memberships
9x
Hyatt hotels (4x from card + 5x base Hyatt member points)

Point / Mile Values

  • Cash back / statement credit: ~1ยข per point
  • Travel portal redemption: ~1ยข per point
  • Transfer partners: 1.5โ€“2.5ยข per World of Hyatt point; one of the most valuable hotel points programs

Pros & Cons for Travelers

๐Ÿ‘ Pros

  • โœ… No foreign transaction fees โ€” safe to use internationally
  • โœ… Primary rental car insurance โ€” skip the CDW at the counter
  • โœ… Trip cancellation coverage (up to $5,000/person)
  • โœ… Trip delay coverage after 12+ hours
  • โœ… Emergency medical evacuation benefit
  • โœ… Low annual fee ($95) relative to benefits

๐Ÿ‘Ž Cons

  • โŒ No airport lounge access
  • โŒ No Global Entry or TSA PreCheck credit

๐ŸŽฏ Who Is This Card Best For?

Hyatt loyalists who want Discoverist status, free anniversary nights, and primary rental car coverage โ€” World of Hyatt points are among the most valuable hotel points available

Planning a Trip? Let AI Build Your Itinerary

Tabiji creates personalized day-by-day travel itineraries โ€” free, in seconds.

Get a Free Itinerary โ†’