💳 Chase · Visa
Travel Benefits Guide 2026
Here's exactly what you get — and what you don't — when you use the United℠ Explorer Card for travel.
Network: United Club
2 complimentary United Club one-time passes per year (not full membership). Good for 1 visit each, not unlimited access.
Get a $100 statement credit every every 4 years when you pay for Global Entry, TSA PreCheck, NEXUS with this card.
Global Entry ($100) includes TSA PreCheck and lets you skip customs lines when returning to the US — worth every cent for international travelers.
If your trip is delayed by 12+ hours, you're covered for up to $500/person in expenses.
Covers: meals, lodging, toiletries, medication, other reasonable expenses
Delay must be 12+ hours or require overnight stay. Up to $500 per ticket purchased on card.
Must book travel with this card. Keep all receipts for reimbursement.
Reimburses up to $10,000/person (max $20,000/trip) if you must cancel or cut short your trip.
Covered reasons: illness, severe weather, jury duty, other covered reasons
Up to $10,000 per person and $20,000 per trip for prepaid, non-refundable expenses.
Lost/stolen/damaged baggage: Up to $3,000/person
Checked bags: up to $3,000 | Carry-on: up to $3,000
Up to $3,000 per passenger per trip for lost, stolen, or damaged luggage. High-value items (jewelry, electronics) may be subject to $500 sub-limit.
Delayed baggage: Up to $0/person after 6+ hours. Covers clothing, toiletries, medication, personal items.
✅ Emergency evacuation coordination covered (transportation costs covered).
Travel and Emergency Assistance Services: 24/7 legal, medical, and emergency referrals. Emergency evacuation coordinated but cardholder typically responsible for costs unless purchased separately.
✅ Primary coverage — this means you do NOT need to file with your personal auto insurance first. You can decline the collision damage waiver (CDW) at the counter and save $10–30/day.
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: Worldwide except certain countries excluded by Chase.
Auto Rental Collision Damage Waiver (CDW) — PRIMARY coverage when you decline the rental company's CDW. Covers up to actual cash value of vehicle.
Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.
Browse travel health guides by country →✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.
United loyalists who want free checked bags and priority boarding at a budget-friendly annual fee
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