💳 Chase · Visa
Travel Benefits Guide 2026
Here's exactly what you get — and what you don't — when you use the United Club℠ Infinite Card for travel.
Network: United Club + Star Alliance
Guest policy: Up to 2 complimentary guests per visit
Full United Club membership included (worth $650+/year standalone). Includes cardholder + up to 2 guests or immediate family (spouse/domestic partner + children under 21) at no additional cost.
Get a $100 statement credit every every 4 years when you pay for Global Entry, TSA PreCheck, NEXUS with this card.
Global Entry ($100) includes TSA PreCheck and lets you skip customs lines when returning to the US — worth every cent for international travelers.
If your trip is delayed by 12+ hours, you're covered for up to $500/person in expenses.
Covers: meals, lodging, toiletries, medication, other reasonable expenses
Delay must be 12+ hours or require overnight stay. Up to $500 per ticket.
Must book travel with this card. Keep all receipts for reimbursement.
Reimburses up to $10,000/person (max $20,000/trip) if you must cancel or cut short your trip.
Covered reasons: illness, severe weather, jury duty, other covered reasons
Up to $10,000 per person and $20,000 per trip for prepaid, non-refundable expenses.
Lost/stolen/damaged baggage: Up to $3,000/person
Checked bags: up to $3,000 | Carry-on: up to $3,000
Up to $3,000 per passenger. High-value items sub-limit $500.
Delayed baggage: Up to $0/person after 6+ hours. Covers clothing, toiletries, medication, personal items.
✅ Emergency evacuation coordination covered (transportation costs covered).
Travel and Emergency Assistance Services: 24/7 referrals for medical, legal, and emergency needs. Cardholder typically responsible for actual medical costs.
✅ Primary coverage — this means you do NOT need to file with your personal auto insurance first. You can decline the collision damage waiver (CDW) at the counter and save $10–30/day.
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: Worldwide except certain excluded countries.
Primary auto rental CDW. Covers up to actual cash value of vehicle.
Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.
Browse travel health guides by country →✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.
Frequent United travelers who want full United Club lounge membership and maximum miles on United spending
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