💳 Chase · Visa
Travel Benefits Guide 2026
Here's exactly what you get — and what you don't — when you use the United Business Card for travel.
Network: United Club (limited passes)
Not full United Club membership — only 2 complimentary one-time United Club passes per year. Full United Club membership requires the United Club Infinite Card.
No Global Entry or TSA PreCheck credit on this card.
Not included on this card. If your flight is delayed, you'll pay out of pocket for meals and hotels.
Reimburses up to $1,500/person (max $6,000/trip) if you must cancel or cut short your trip.
Covered reasons: illness, severe weather, jury duty, change in military orders
Trip cancellation/interruption insurance up to $1,500 per person, $6,000 per trip. Must purchase common carrier tickets with the card.
Lost/stolen/damaged baggage: Up to $3,000/person
Checked bags: up to $3,000 | Carry-on: up to $3,000
Lost luggage reimbursement up to $3,000 per passenger.
Delayed baggage: Up to $0/person after 6+ hours. Covers clothing, toiletries, essential items.
Travel and Emergency Assistance Services available (referral service only).
✅ Primary coverage — this means you do NOT need to file with your personal auto insurance first. You can decline the collision damage waiver (CDW) at the counter and save $10–30/day.
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: Worldwide
Primary auto rental collision damage waiver for business rentals. Decline the rental company's CDW.
Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.
Browse travel health guides by country →✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.
Frequent United flyers who want to earn MileagePlus miles, save on checked bags, and build toward United status
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