💳 Chase · Visa
Travel Benefits Guide 2026
Here's exactly what you get — and what you don't — when you use the Southwest Rapid Rewards® Plus Credit Card for travel.
This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.
No Global Entry or TSA PreCheck credit on this card.
If your trip is delayed by 12+ hours, you're covered for up to $500/person in expenses.
Covers: meals, lodging, toiletries, medication, other reasonable expenses
Delay must be 12+ hours or require overnight stay. Up to $500 per ticket.
Must book travel with this card. Keep all receipts for reimbursement.
Reimburses up to $10,000/person (max $20,000/trip) if you must cancel or cut short your trip.
Covered reasons: illness, severe weather, jury duty, other covered reasons
Up to $10,000 per person and $20,000 per trip for prepaid, non-refundable expenses.
Lost/stolen/damaged baggage: Up to $3,000/person
Checked bags: up to $3,000 | Carry-on: up to $3,000
Up to $3,000 per passenger for lost, damaged, or stolen luggage.
Delayed baggage: Up to $0/person after 6+ hours. Covers clothing, toiletries, medication, personal items.
✅ Emergency evacuation coordination covered (transportation costs covered).
Travel and Emergency Assistance Services: 24/7 referral services. Does not cover medical costs.
✅ Primary coverage — this means you do NOT need to file with your personal auto insurance first. You can decline the collision damage waiver (CDW) at the counter and save $10–30/day.
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: Worldwide except certain excluded countries.
Primary auto rental CDW when you decline the rental company's collision coverage.
Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.
Browse travel health guides by country →❌ Foreign transaction fee applies — using this card abroad will cost you an extra 2–3% on each transaction. Consider using a different card for international travel.
Southwest beginners or casual flyers who want the entry-level card to earn Rapid Rewards points and work toward the Companion Pass
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