💳 Chase · Visa Signature / Visa Platinum

Marriott Bonvoy Bold® Credit Card

Travel Benefits Guide 2026

Free
Annual Fee
Lounge Access
Secondary
Rental Coverage
None
Foreign Tx Fee

📌 At a Glance: Top Travel Perks

Travel Benefits Breakdown

Here's exactly what you get — and what you don't — when you use the Marriott Bonvoy Bold® Credit Card for travel.

✈️ Lounge Access

This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.

🛂 Global Entry / TSA PreCheck Credit

No Global Entry or TSA PreCheck credit on this card.

⏱️ Trip Delay Insurance

Not included on this card. If your flight is delayed, you'll pay out of pocket for meals and hotels.

🚫 Trip Cancellation & Interruption

Not included on this card. If you need to cancel a non-refundable trip, you won't be reimbursed through this card.

🧳 Baggage Insurance

No lost or delayed baggage coverage on this card. Airline compensation is your main recourse.

🏥 Emergency Medical & Evacuation

Travel and Emergency Assistance Services available as a basic benefit — provides referrals and coordination but does not cover costs.

🚗 Rental Car Insurance

Secondary coverage — you must file with your personal auto insurance first, then this card covers the remainder.

Covers: collision damage, theft

Excludes: liability, personal injury

Eligible countries: Most countries worldwide.

Auto Rental Collision Damage Waiver applies. Secondary coverage — file with personal auto insurance first. Must decline CDW at rental counter.

💡 Credit card travel insurance has limits

Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.

Browse travel health guides by country →

🌍 Foreign Transaction Fees

No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.

Rewards Structure

1x Marriott Bonvoy points per $1
Base rate on all purchases
3x on purchases at hotels participating in Marriott Bonvoy
Travel purchases
2x on grocery stores, internet/cable/phone services, streaming services, rideshare, select food delivery
Dining

Point / Mile Values

  • Cash back / statement credit: ~0¢ per point
  • Travel portal redemption: ~0¢ per point
  • Transfer partners: 0.7–1.2¢ per point; best redeemed for Marriott stays (aim for 0.8¢+)

Pros & Cons for Travelers

👍 Pros

  • ✅ No foreign transaction fees — safe to use internationally
  • ✅ Rental car collision coverage (secondary)
  • ✅ No annual fee — keeps costs zero

👎 Cons

  • ❌ No airport lounge access
  • ❌ No trip cancellation/interruption insurance
  • ❌ No trip delay insurance
  • ❌ No Global Entry or TSA PreCheck credit
  • ❌ No emergency medical evacuation coverage

🎯 Who Is This Card Best For?

Casual Marriott guests who want to earn hotel points with no annual fee — a starter card for building Marriott Bonvoy status without any cost

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