💳 American Express · Amex
Travel Benefits Guide 2026
Here's exactly what you get — and what you don't — when you use the Delta SkyMiles® Reserve American Express Card for travel.
Network: Delta Sky Club + Amex Centurion Lounges
Guest policy: Up to 2 complimentary guests per visit ($50 fee per additional guest)
Delta Sky Club: 15 complimentary visits per year as of 2024; upgrade to unlimited with $75,000 annual card spend. Centurion Lounge access requires same-day Delta flight. Guest fee $50/guest at Centurion Lounges.
Get a $100 statement credit every every 4 years when you pay for Global Entry, TSA PreCheck with this card.
Global Entry ($100) includes TSA PreCheck and lets you skip customs lines when returning to the US — worth every cent for international travelers.
If your trip is delayed by 6+ hours, you're covered for up to $500/person in expenses.
Covers: meals, lodging, toiletries, medication, personal use items
Maximum 2 claims per 12-month period.
Must book travel with this card. Keep all receipts for reimbursement.
Reimburses up to $10,000/person (max $20,000/trip) if you must cancel or cut short your trip.
Covered reasons: illness (physician-certified), severe weather, jury duty, change in military orders
Maximum $20,000 per 12 months across all claims.
Lost/stolen/damaged baggage: Up to $3,000/person
Checked bags: up to $2,000 | Carry-on: up to $3,000
High-risk items (jewelry, electronics) capped at $1,000 per person.
Delayed baggage: Up to $0/person after 6+ hours. Covers clothing, toiletries, medication, personal items.
✅ Emergency evacuation coordination covered (transportation costs covered).
Premium Global Assist Hotline: 24/7 emergency coordination. Emergency medical evacuation transport at no charge to cardholder. Does NOT cover medical treatment costs.
✅ Primary coverage — this means you do NOT need to file with your personal auto insurance first. You can decline the collision damage waiver (CDW) at the counter and save $10–30/day.
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: US and select international destinations.
Premium Rental Car Protection available — provides primary coverage up to $75,000 for eligible rentals. Must enroll per rental. Small per-rental fee may apply. Verify current terms as benefits may update.
Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.
Browse travel health guides by country →✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.
Dedicated Delta flyers who want lounge access, First Class companion certificate, and fastest path to Diamond Medallion status
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