💳 American Express · Amex
Travel Benefits Guide 2026
Here's exactly what you get — and what you don't — when you use the Delta SkyMiles® Platinum American Express Card for travel.
This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.
Get a $100 statement credit every every 4 years when you pay for Global Entry, TSA PreCheck with this card.
Global Entry ($100) includes TSA PreCheck and lets you skip customs lines when returning to the US — worth every cent for international travelers.
If your trip is delayed by 6+ hours, you're covered for up to $500/person in expenses.
Covers: meals, lodging, toiletries, medication, personal use items
Maximum 2 claims per 12-month period. Delay must be 6+ hours or require overnight stay.
Must book travel with this card. Keep all receipts for reimbursement.
Reimburses up to $10,000/person (max $20,000/trip) if you must cancel or cut short your trip.
Covered reasons: illness (physician-certified), severe weather, jury duty, change in military orders
Maximum $20,000 per 12 months across all claims.
Lost/stolen/damaged baggage: Up to $3,000/person
Checked bags: up to $2,000 | Carry-on: up to $3,000
High-risk items (jewelry, electronics) capped at $1,000 per person. Coverage applies when full fare is charged to card.
Delayed baggage: Up to $0/person after 6+ hours. Covers clothing, toiletries, medication, personal items.
✅ Emergency evacuation coordination covered (transportation costs covered).
Global Assist Hotline: 24/7 emergency assistance coordination including medical referrals, emergency evacuation coordination. Cardholder responsible for medical costs.
Secondary coverage — you must file with your personal auto insurance first, then this card covers the remainder.
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: US and select international destinations.
Secondary coverage — file with personal auto insurance first. Must decline dealer's CDW/LDW.
Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.
Browse travel health guides by country →✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.
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