💳 American Express · Amex
Travel Benefits Guide 2026
Here's exactly what you get — and what you don't — when you use the Delta SkyMiles Reserve Business American Express Card for travel.
Network: Delta Sky Club + Amex Centurion Lounges
Delta Sky Club: unlimited visits for cardholder (as of recent policy, complimentary guest access may be limited — check current Delta policy). You may bring guests at $50/person per visit. Centurion Lounge access available when flying Delta same day.
Get a $100 statement credit every every 4 years when you pay for Global Entry, TSA PreCheck with this card.
Global Entry ($100) includes TSA PreCheck and lets you skip customs lines when returning to the US — worth every cent for international travelers.
If your trip is delayed by 6+ hours, you're covered for up to $500/person in expenses.
Covers: meals, lodging, toiletries, medication, personal use items
Maximum 2 claims per 12-month period.
Must book travel with this card. Keep all receipts for reimbursement.
Reimburses up to $10,000/person (max $20,000/trip) if you must cancel or cut short your trip.
Covered reasons: illness (medically inadvisable per physician), severe weather, jury duty, change in military orders
Maximum $20,000 every 12 months across all claims.
Lost/stolen/damaged baggage: Up to $3,000/person
Checked bags: up to $2,000 | Carry-on: up to $3,000
High-risk items (jewelry, electronics) capped at $1,000 per person per trip.
Baggage delay coverage: not included.
✅ Emergency evacuation coordination covered (transportation costs covered).
Premium Global Assist: 24/7 emergency medical evacuation coordination at no cost for transport. Does NOT cover medical treatment costs.
Secondary coverage — you must file with your personal auto insurance first, then this card covers the remainder.
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: Worldwide except Australia, Italy, New Zealand, and OFAC-sanctioned countries.
Secondary rental car insurance. Decline the rental company's CDW. Up to 30 consecutive days.
Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.
Browse travel health guides by country →✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.
Loyal Delta flyers who want unlimited Sky Club access, free checked bags, and a companion certificate each year to offset the annual fee
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