💳 Citi · Mastercard
Travel Benefits Guide 2026
Here's exactly what you get — and what you don't — when you use the Citi Strata Premier® Card for travel.
This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.
No Global Entry or TSA PreCheck credit on this card.
If your trip is delayed by 6+ hours, you're covered for up to $500/person in expenses.
Covers: meals, lodging, transportation, personal use items
Coverage applies when common carrier is delayed 6+ hours or overnight. Cardholder and accompanying immediate family members covered.
Must book travel with this card. Keep all receipts for reimbursement.
Reimburses up to $5,000/person (max $10,000/trip) if you must cancel or cut short your trip.
Covered reasons: illness, injury, severe weather, jury duty, traffic accident
Trip cancellation and trip interruption coverage up to $5,000 per person, $10,000 per trip when travel is purchased with the card.
Lost/stolen/damaged baggage: Up to $3,000/person
Checked bags: up to $2,000 | Carry-on: up to $3,000
Coverage for lost, stolen, or damaged baggage when travel is purchased with the card.
Baggage delay coverage: not included.
No dedicated emergency medical evacuation benefit. Citi Strata Premier is a mid-tier travel card without emergency medical coverage.
Secondary coverage — you must file with your personal auto insurance first, then this card covers the remainder.
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: Most countries worldwide.
Secondary coverage. Decline the CDW at the rental counter. File with primary auto insurance first.
Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.
Browse travel health guides by country →✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.
Everyday spenders who travel and want broad bonus categories with access to Citi ThankYou transfer partners at a $95 annual fee
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