💳 Citi · Mastercard
Travel Benefits Guide 2026
Here's exactly what you get — and what you don't — when you use the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® for travel.
This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.
No Global Entry or TSA PreCheck credit on this card.
Not included on this card. If your flight is delayed, you'll pay out of pocket for meals and hotels.
Not included on this card. If you need to cancel a non-refundable trip, you won't be reimbursed through this card.
No lost or delayed baggage coverage on this card. Airline compensation is your main recourse.
No dedicated emergency medical or evacuation benefit. Citi Concierge can assist with referrals.
Secondary coverage — you must file with your personal auto insurance first, then this card covers the remainder.
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: US and most international destinations.
Auto rental insurance — secondary coverage. File with personal auto insurance first. Must decline rental company CDW.
Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.
Browse travel health guides by country →✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.
American Airlines loyalists who want free checked bags and preferred boarding at an affordable annual fee
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