💳 Citi · Mastercard
Travel Benefits Guide 2026
Here's exactly what you get — and what you don't — when you use the Citi® / AAdvantage® Executive World Elite Mastercard® for travel.
Network: Admirals Club
Guest policy: Up to 2 complimentary guests per visit
Full Admirals Club membership included for cardholder. Immediate family (spouse/domestic partner + children under 18) or up to 2 guests admitted free. Standalone Admirals Club membership costs $850/year.
Get a $100 statement credit every every 5 years when you pay for Global Entry, TSA PreCheck with this card.
Global Entry ($100) includes TSA PreCheck and lets you skip customs lines when returning to the US — worth every cent for international travelers.
Not included on this card. If your flight is delayed, you'll pay out of pocket for meals and hotels.
Not included on this card. If you need to cancel a non-refundable trip, you won't be reimbursed through this card.
No lost or delayed baggage coverage on this card. Airline compensation is your main recourse.
No dedicated medical evacuation benefit. Citi Concierge can assist with referrals and coordination.
Secondary coverage — you must file with your personal auto insurance first, then this card covers the remainder.
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: US and most international destinations.
Auto rental insurance — secondary coverage. File with personal auto insurance first.
Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.
Browse travel health guides by country →✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.
Frequent American Airlines flyers who want full Admirals Club lounge membership and maximum miles earning on AA spending
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