๐Ÿ’ณ Capital One ยท Visa Infinite

Capital One Venture X Rewards Credit Card

Travel Benefits Guide 2026

$395
Annual Fee
โœ…
Lounge Access
Primary
Rental Coverage
None
Foreign Tx Fee

๐Ÿ“Œ At a Glance: Top Travel Perks

Travel Benefits Breakdown

Here's exactly what you get โ€” and what you don't โ€” when you use the Capital One Venture X Rewards Credit Card for travel.

โœˆ๏ธ Lounge Access

Network: Priority Pass Select

Guest policy: Up to 2 complimentary guests per visit ($35 fee per additional guest)

  • Capital One Lounges (DFW, DEN, IAD)

Unlimited Priority Pass visits worldwide (1,300+ lounges). First 2 guests complimentary at Priority Pass locations; $35/guest after. Capital One Lounge access included. Additional authorized cardholders also receive lounge access.

๐Ÿ›‚ Global Entry / TSA PreCheck Credit

Get a $100 statement credit every every 4 years when you pay for Global Entry, TSA PreCheck with this card.

Global Entry ($100) includes TSA PreCheck and lets you skip customs lines when returning to the US โ€” worth every cent for international travelers.

โฑ๏ธ Trip Delay Insurance

If your trip is delayed by 6+ hours, you're covered for up to $500/person in expenses.

Covers: meals, lodging, toiletries, essential items

Covers cardholder, spouse, and dependent children under 22. Must file within 30 days at eclaimsline.com or call 800-825-4062.

Must book travel with this card. Keep all receipts for reimbursement.

๐Ÿšซ Trip Cancellation & Interruption

Reimburses up to $2,000/person (max $2,000/trip) if you must cancel or cut short your trip.

Covered reasons: death, injury or illness of cardholder or immediate family member, financial insolvency of common carrier

IMPORTANT: Only covers airline/bus/train/ferry tickets โ€” does NOT cover prepaid tours or hotel reservations. Very limited covered reasons compared to Chase/Amex.

๐Ÿงณ Baggage Insurance

Lost/stolen/damaged baggage: Up to $3,000/person

Delayed baggage: Up to $500/person after 6+ hours. Covers essential items, toiletries, clothing.

๐Ÿฅ Emergency Medical & Evacuation

No dedicated emergency medical evacuation benefit. Visa Infinite provides some assistance services but does not cover evacuation costs.

๐Ÿš— Rental Car Insurance

โœ… Primary coverage โ€” this means you do NOT need to file with your personal auto insurance first. You can decline the collision damage waiver (CDW) at the counter and save $10โ€“30/day.

Covers: collision damage, theft

Excludes: liability, personal injury

Eligible countries: Most countries worldwide.

Primary coverage โ€” Venture X is the only Capital One personal card with primary rental coverage (vs secondary for regular Venture).

๐Ÿ’ก Credit card travel insurance has limits

Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.

Browse travel health guides by country →

๐ŸŒ Foreign Transaction Fees

โœ… No foreign transaction fees โ€” use this card internationally without paying an extra 2โ€“3% on every purchase.

๐Ÿ’ฐ Annual Credits & Perks

Rewards Structure

2x miles per $1 on all purchases
Base rate on all purchases
10x miles on hotels and rental cars booked via Capital One Travel; 5x on flights via Capital One Travel
Travel purchases
2x miles (base rate)
Dining

Point / Mile Values

  • Cash back / statement credit: ~1ยข per point
  • Travel portal redemption: ~1ยข per point
  • Transfer partners: varies (often 0.01-0.015+ with transfer partners like Air Canada Aeroplan, Turkish Miles&Smiles, etc.)

Pros & Cons for Travelers

๐Ÿ‘ Pros

  • โœ… No foreign transaction fees โ€” safe to use internationally
  • โœ… Airport lounge access (Priority Pass Select)
  • โœ… Primary rental car insurance โ€” skip the CDW at the counter
  • โœ… Trip cancellation coverage (up to $2,000/person)
  • โœ… Trip delay coverage after 6+ hours
  • โœ… $100 Global Entry/TSA PreCheck credit

๐Ÿ‘Ž Cons

  • โŒ No emergency medical evacuation coverage

๐ŸŽฏ Who Is This Card Best For?

Travelers seeking premium perks at a more accessible fee โ€” excellent lounge access, primary rental coverage, and 2x on everything

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