💳 Bilt (issued by Wells Fargo) · Mastercard World Elite
Travel Benefits Guide 2026
Here's exactly what you get — and what you don't — when you use the Bilt Mastercard® for travel.
This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.
Get a $120 statement credit every every 4 years when you pay for Global Entry, TSA PreCheck with this card.
Global Entry ($100) includes TSA PreCheck and lets you skip customs lines when returning to the US — worth every cent for international travelers.
If your trip is delayed by 4+ hours, you're covered for up to $200/person in expenses.
Covers: meals, toiletries, personal use items
Up to $200 per trip when common carrier is delayed 4+ hours. Requires a minimum 2 night stay for hotel coverage.
Must book travel with this card. Keep all receipts for reimbursement.
Reimburses up to $5,000/person (max $5,000/trip) if you must cancel or cut short your trip.
Covered reasons: illness, injury, severe weather, jury duty
Trip cancellation and interruption protection up to $5,000 per person when travel is charged to the card.
Lost/stolen/damaged baggage: Up to $3,000/person
Lost baggage reimbursement as a Mastercard World Elite benefit.
Delayed baggage: Up to $100/person after 4+ hours. Covers essential items, toiletries, clothing.
No dedicated emergency medical evacuation benefit.
✅ Primary coverage — this means you do NOT need to file with your personal auto insurance first. You can decline the collision damage waiver (CDW) at the counter and save $10–30/day.
Coverage amount: Up to $50,000
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: Worldwide
Primary auto rental coverage as a Mastercard World Elite benefit. Decline CDW from rental company. Up to $50,000 for collision/theft.
Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.
Browse travel health guides by country →✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.
Renters who want to turn monthly rent into valuable travel rewards with no transaction fees — the only card that does this. Exceptional transfer partners make points especially valuable.
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