๐Ÿ’ณ American Express ยท Amex

American Express Green Card

Travel Benefits Guide 2026

$150
Annual Fee
โŒ
Lounge Access
Secondary
Rental Coverage
None
Foreign Tx Fee

๐Ÿ“Œ At a Glance: Top Travel Perks

Travel Benefits Breakdown

Here's exactly what you get โ€” and what you don't โ€” when you use the American Express Green Card for travel.

โœˆ๏ธ Lounge Access

This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.

๐Ÿ›‚ Global Entry / TSA PreCheck Credit

No Global Entry or TSA PreCheck credit on this card.

โฑ๏ธ Trip Delay Insurance

If your trip is delayed by 12+ hours, you're covered for up to $300/person in expenses.

Covers: meals, lodging, toiletries, medication, personal use items

Covered reasons include inclement weather, equipment failure, lost/stolen passport, terrorist action. Same as Amex Gold โ€” 12-hour trigger.

Must book travel with this card. Keep all receipts for reimbursement.

๐Ÿšซ Trip Cancellation & Interruption

Not included on this card. If you need to cancel a non-refundable trip, you won't be reimbursed through this card.

๐Ÿงณ Baggage Insurance

Lost/stolen/damaged baggage: Up to $1,250/person

Checked bags: up to $500 | Carry-on: up to $1,250

High-risk items (jewelry, cameras, electronics) capped at $250 per person. Covers cardholder, spouse/domestic partner, and dependents under 23.

Baggage delay coverage: not included.

๐Ÿฅ Emergency Medical & Evacuation

Global Assist Hotline (24/7) for emergency assistance coordination while 100+ miles from home. Does NOT cover evacuation or medical treatment costs โ€” coordination assistance only.

๐Ÿš— Rental Car Insurance

Secondary coverage โ€” you must file with your personal auto insurance first, then this card covers the remainder.

Coverage amount: Up to $50,000

Covers: collision damage, theft

Excludes: liability, personal injury

Eligible countries: Worldwide except Australia, Italy, New Zealand, and OFAC-sanctioned countries.

Secondary coverage โ€” file with personal auto insurance first.

๐Ÿ’ก Credit card travel insurance has limits

Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.

Browse travel health guides by country →

๐ŸŒ Foreign Transaction Fees

โœ… No foreign transaction fees โ€” use this card internationally without paying an extra 2โ€“3% on every purchase.

๐Ÿ’ฐ Annual Credits & Perks

Rewards Structure

1x Membership Rewards per $1
Base rate on all purchases
3x on travel purchases (flights, hotels, transit, tours)
Travel purchases
3x at restaurants worldwide
Dining
3x on transit (trains, buses, subways, taxis, rideshares)
transit

Point / Mile Values

  • Cash back / statement credit: ~0ยข per point
  • Travel portal redemption: ~1ยข per point
  • Transfer partners: varies (often 0.015-0.02+ with airline partners)

Pros & Cons for Travelers

๐Ÿ‘ Pros

  • โœ… No foreign transaction fees โ€” safe to use internationally
  • โœ… Rental car collision coverage (secondary)
  • โœ… Trip delay coverage after 12+ hours
  • โœ… Access to Amex Membership Rewards โ€” 20+ airline/hotel transfer partners

๐Ÿ‘Ž Cons

  • โŒ No airport lounge access
  • โŒ No trip cancellation/interruption insurance
  • โŒ No Global Entry or TSA PreCheck credit
  • โŒ No emergency medical evacuation coverage

๐ŸŽฏ Who Is This Card Best For?

Budget-conscious travelers who want Membership Rewards points, CLEAR Plus coverage, and basic travel protections at a low fee

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