💳 American Express · Amex
Travel Benefits Guide 2026
Here's exactly what you get — and what you don't — when you use the American Express Business Gold Card for travel.
This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.
No Global Entry or TSA PreCheck credit on this card.
If your trip is delayed by 12+ hours, you're covered for up to $300/person in expenses.
Covers: meals, lodging, toiletries, medication
Trip delay insurance triggers after a 12-hour delay (vs. 6 hours on Platinum). Up to $300 per trip. Maximum 2 claims per 12-month period.
Must book travel with this card. Keep all receipts for reimbursement.
Reimburses up to $0/person (max $0/trip) if you must cancel or cut short your trip.
Covered reasons:
Trip cancellation/interruption insurance is NOT included on the Business Gold Card.
Lost/stolen/damaged baggage: Up to $1,250/person
Checked bags: up to $500 | Carry-on: up to $1,250
Baggage insurance plan available when you purchase common carrier tickets with the card. Covers up to $1,250 for carry-on and $500 for checked bags.
Baggage delay coverage: not included.
Global Assist Hotline available for emergency referrals; does NOT cover evacuation costs.
Secondary coverage — you must file with your personal auto insurance first, then this card covers the remainder.
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: Worldwide except Australia, Italy, New Zealand, and OFAC-sanctioned countries.
Secondary rental car insurance. Decline the rental company's CDW.
Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.
Browse travel health guides by country →✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.
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