💳 Bank of America · Visa

Alaska Airlines Visa Signature® Credit Card

Travel Benefits Guide 2026

$95
Annual Fee
Lounge Access
Secondary
Rental Coverage
None
Foreign Tx Fee

📌 At a Glance: Top Travel Perks

Travel Benefits Breakdown

Here's exactly what you get — and what you don't — when you use the Alaska Airlines Visa Signature® Credit Card for travel.

✈️ Lounge Access

This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.

🛂 Global Entry / TSA PreCheck Credit

No Global Entry or TSA PreCheck credit on this card.

⏱️ Trip Delay Insurance

Not included on this card. If your flight is delayed, you'll pay out of pocket for meals and hotels.

🚫 Trip Cancellation & Interruption

Not included on this card. If you need to cancel a non-refundable trip, you won't be reimbursed through this card.

🧳 Baggage Insurance

Lost/stolen/damaged baggage: Up to $0/person

Bank of America Visa Signature cardholders have some basic lost luggage protections. Verify current coverage terms at application.

Baggage delay coverage: not included.

🏥 Emergency Medical & Evacuation

Emergency assistance services available through Visa. No dedicated medical evacuation coverage.

🚗 Rental Car Insurance

Secondary coverage — you must file with your personal auto insurance first, then this card covers the remainder.

Covers: collision damage, theft

Excludes: liability, personal injury

Eligible countries: US and select international destinations.

Auto rental collision damage waiver. Secondary coverage — file with personal auto insurance first.

💡 Credit card travel insurance has limits

Credit card trip insurance typically doesn't cover medical emergencies abroad. For international trips, dedicated travel health insurance is recommended.

Browse travel health guides by country →

🌍 Foreign Transaction Fees

No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.

Rewards Structure

1x mile per $1
Base rate on all purchases

Point / Mile Values

  • Cash back / statement credit: ~1¢ per point
  • Travel portal redemption: ~1¢ per point
  • Transfer partners: Alaska Airlines Mileage Plan — transfer partners include American Airlines, British Airways, Cathay Pacific, Emirates, Finnair, Japan Airlines, and others

Pros & Cons for Travelers

👍 Pros

  • ✅ No foreign transaction fees — safe to use internationally
  • ✅ Rental car collision coverage (secondary)
  • ✅ Low annual fee ($95) relative to benefits

👎 Cons

  • ❌ No airport lounge access
  • ❌ No trip cancellation/interruption insurance
  • ❌ No trip delay insurance
  • ❌ No Global Entry or TSA PreCheck credit
  • ❌ No emergency medical evacuation coverage

🎯 Who Is This Card Best For?

Alaska Airlines flyers who value the annual companion fare and one of the most flexible airline mile programs

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