Credit Card Travel Benefits Compared 2026

Why credit card travel benefits matter: The right card can save you hundreds of dollars per trip. Primary rental car insurance alone saves $10–30/day at the counter. Trip cancellation coverage can reimburse thousands if you need to cancel. And lounge access turns a 2-hour layover into something almost enjoyable. This guide covers all major travel benefits for 10 popular cards so you can make an informed choice.

All Cards

Filter by annual fee:

Issuer:

American Airlines AAdvantage® MileUp® Card

Citi · Mastercard

Free

❌ No lounge access
❌ No rental car insurance

Card	Annual Fee	Lounge	Rental Car	Trip Cancel	No FX Fee	Global Entry
American Airlines AAdvantage® MileUp® Card	Free	—	—	—	❌	—
Alaska Airlines Visa Signature® Credit Card	$95	—	Secondary	—	✅	—
American Express Business Gold Card	$375	—	Secondary	✅	✅	—
The Business Platinum Card from American Express	$695	✅	Primary	✅	✅	$100
American Express Centurion Card (Black Card)	$5000	✅	Primary	✅	✅	$100
American Express Gold Card	$325	—	Secondary	—	✅	—
American Express Green Card	$150	—	Secondary	—	✅	—
The Platinum Card from American Express	$895	✅	Secondary	✅	✅	$100
Atmos Rewards Ascent Visa Signature Card	$95	—	Secondary	✅	✅	—
Bank of America Travel Rewards Credit Card	Free	—	Secondary	✅	✅	—
Bilt Mastercard®	Free	—	Primary	✅	✅	$120
Capital One Venture X Business Credit Card	$395	✅	Primary	✅	✅	$100
Capital One Venture X Rewards Credit Card	$395	✅	Primary	✅	✅	$100
Capital One Venture Rewards Credit Card	$95	—	Secondary	—	✅	$100
Capital One VentureOne Rewards Credit Card	Free	—	Secondary	—	✅	—
Chase Freedom Flex	Free	—	Secondary	✅	❌	—
Ink Business Preferred Credit Card	$95	—	Primary	✅	✅	—
Chase Sapphire Preferred Card	$95	—	Secondary	✅	✅	—
Chase Sapphire Reserve	$795	✅	Primary	✅	✅	$120
Citi® / AAdvantage® Executive World Elite Mastercard®	$595	✅	Secondary	—	✅	$100
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®	$99	—	Secondary	—	✅	—
Citi Prestige Card	$495	✅	Secondary	✅	✅	$100
Citi Strata Elite℠ Card	$595	✅	Secondary	✅	✅	$120
Citi Strata Premier® Card	$95	—	Secondary	✅	✅	—
Delta SkyMiles Reserve Business American Express Card	$650	✅	Secondary	✅	✅	$100
Delta SkyMiles® Gold American Express Card	$150	—	Secondary	✅	✅	$100
Delta SkyMiles® Platinum American Express Card	$350	—	Secondary	✅	✅	$100
Delta SkyMiles® Reserve American Express Card	$650	✅	Primary	✅	✅	$100
Discover it Miles	Free	—	—	—	✅	—
Hilton Honors American Express Card	Free	—	Secondary	—	✅	—
Hilton Honors American Express Aspire Card	$550	✅	Secondary	✅	✅	$100
Hilton Honors American Express Surpass® Card	$150	✅	Secondary	✅	✅	—
IHG One Rewards Premier Credit Card	$99	—	Secondary	✅	✅	$100
IHG One Rewards Traveler Credit Card	Free	—	Secondary	—	✅	—
JetBlue Plus Card	$99	—	Secondary	—	✅	—
Marriott Bonvoy Bold® Credit Card	Free	—	Secondary	—	✅	—
Marriott Bonvoy Boundless® Credit Card	$95	—	Secondary	✅	✅	$100
Marriott Bonvoy Brilliant® American Express® Card	$650	✅	Secondary	✅	✅	$100
Marriott Bonvoy Business® American Express® Card	$125	—	Secondary	✅	✅	$100
Southwest Rapid Rewards® Plus Credit Card	$69	—	Primary	✅	❌	—
Southwest Rapid Rewards® Priority Credit Card	$149	—	Primary	✅	✅	—
United Business Card	$99	✅	Primary	✅	✅	—
United Club℠ Infinite Card	$525	✅	Primary	✅	✅	$100
United℠ Explorer Card	$95	✅	Primary	✅	✅	$100
U.S. Bank Altitude Reserve Visa Infinite Card	$400	✅	Primary	✅	✅	$100
Wells Fargo Autograph Journey℠ Card	$95	—	Secondary	✅	✅	—
Wells Fargo Autograph® Card	Free	—	Secondary	—	✅	—
The World of Hyatt Credit Card	$95	—	Primary	✅	✅	—

💳 Credit Card Travel Benefits Compared

Ready to Book Your Next Trip?